Terms of Service & Refund Policy

Last updated: 25 May 2026 · Effective from: 1 January 2024

Welcome to MyDigitalAdda (mydigitaladda.com). By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully before using the site.

1. About MyDigitalAdda

MyDigitalAdda is a free online platform providing financial calculators, salary data, insurance comparisons, exam guides, price guides, and AI-powered astrology reports for users in India. The platform is operated by MyDigitalAdda and is based in India.

2. Free Services

The following services on MyDigitalAdda are completely free of charge and require no registration:

3. Paid Services — AI Palm Reading Reports

MyDigitalAdda offers AI-generated palm reading and birth chart PDF reports as a paid service. The following plans are available:

Payments are processed securely by Cashfree Payments. MyDigitalAdda does not store any card, UPI, or banking credentials.

4. Refund Policy

No Refund Policy: All paid AI reports are generated instantly upon payment and delivered digitally. Due to the immediate and personalised nature of the AI-generated content, we do not offer refunds once a report has been generated and delivered.

However, we will regenerate your report at no additional cost if:

To request a regeneration, email support@mydigitaladda.com within 7 days of purchase with your Order ID and the issue description. We will respond within 24 hours.

5. Disclaimer — Financial Information

All financial information, salary data, calculator outputs, insurance comparisons, and investment information on MyDigitalAdda is provided for general informational and educational purposes only. It does not constitute financial advice, investment advice, or any professional recommendation.

6. Disclaimer — Astrology & Palm Reading

Astrology reports, horoscopes, and palm reading analyses provided on MyDigitalAdda are generated by artificial intelligence for entertainment and self-reflection purposes only. They do not constitute professional advice of any kind — medical, legal, financial, or otherwise. Results should not be used to make important life decisions.

7. Affiliate Disclosure

Some pages on MyDigitalAdda contain affiliate or referral links to third-party products and services (e.g., insurance providers, mutual fund platforms). When you click on these links and make a purchase or sign up, we may receive a commission at no additional cost to you. Affiliate relationships do not influence our editorial recommendations — we only link to products we believe provide genuine value.

8. Intellectual Property

All content on MyDigitalAdda — including text, data, graphics, and code — is the intellectual property of MyDigitalAdda unless otherwise stated. You may not reproduce, distribute, or commercially exploit any content without prior written permission.

9. User Conduct

You agree not to:

10. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the updated terms.

11. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

12. Contact Us

If you have any questions about these Terms of Service or our Refund Policy, please contact us: